Title: I Was Scammed for $2,600 | Is Wells Fargo at Fault?
In this gripping video, traveler and author Gabriel Morris shares his harrowing experience of losing $2,607 just days before Christmas. After his credit card was hacked, he unwittingly fell victim to a theft that has left him questioning the security measures of his bank, Wells Fargo.
Gabriel recounts the shocking moment he woke up to find a significant withdrawal from his checking account, sparking a personal investigation into how this breach occurred. As he navigates the process of seeking a refund, he opens a dialogue about accountability in banking practices—prompting viewers to reflect on their own financial security.
Join Gabriel on this journey as he highlights the importance of vigilance and the potential shortcomings of financial institutions. Will he receive the refund? Can Wells Fargo be trusted with our finances? Find out as Gabriel delves into the stressful aftermath of this scam, and offers insights into safeguarding your accounts.
Support his channel and follow along on social media for updates, tips, and more captivating stories from his travels around the globe. Don’t forget to check out his eBooks and listen to the engaging soundtrack, “Watch It Glow” by Silent Partner, featured in the video.
Watch now and stay informed about protecting your finances in an increasingly digital world!
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Video “I Was Scammed for $2,600 | Is Wells Fargo at Fault?” was uploaded on 12/26/2025. Watch all the latest Videos by Gabriel Traveler on Gretopia



































I’m a bit more proactive in that I setup all of my credit cards and banks to send me an email and or text message for EVERY transaction that is made on my account. It’s not a “was this you” message, it’s just an email/message stating the amount of the transaction. Every morning when I check my email, if there was a charge made on my account I’ll know about it.
While i was in Turkey this happened, it was a charge for $400 for sports online gambiling site. Citi sent me a new card to Turkey, in Istanbul, got it within 2 days via Fedex.
Let’s get Gabe a real checking account … Wells Fargo been trash for 20 years now…
Strange stuff, so you got scammed all over the world.
Sorry to hear bout that. Usually tho u have 2 extra verification codes when purchasing online especially & especially if ur withdrawals are out of character. Maybe thats not the case with credit cards i dont have them.
Hey i would say most likely your card got cloned at some store or cafe, restaurant where the employee was in it in the scam he came up with a skimmer terminal charged your card infront of you but at the same time it got cloned then they buy plastic paper folders cut them out to the sizee of the card then get a magnet strip and programm your detsails on it make like 100 of those cards then they go around and try each of them programmed with your details on ATMs around the city or country until they find the correct pin since after 3 atempts of false pin input will confiscate the card right in the atm and give you a message to call your bank so once they find the correct pin of your card they just go around sell your details on the darkweb were anyone has access to it or sell it to their chronies in different countries until your account is empty and since its not a original card it also does not have the lock on a maximium withdrawl daily limit so they theoreticly could wipe out your account in a day from just one ATM next time ask the waiter to let you hold the terminal before charging you make sure there is no skimmer trap on top of it Safe Travels
I've had it happen twice on my Capital One card. Both times were when I was travelling in southern Florida, and both times they removed the charges. Abignale, the guy who they based the movie "Catch Me If You Can" said that you should use your credit card (never your debit) because you can get the charges removed. But if it comes out of your debit which is attached to your checking/savings account, it can be a problem. He says to just charge everything on your credit card and just pay off the balance each month.
i’m thinking it’s an elaborate device that’s been placed at an atm in a small town with a tiny hidden camera you maybe withdrawn small amount. The criminals have copied it and got the pin code then they’ve sold it to their crime associate that is based in serbia. Wells Fargo not having tokenisation security is major flaw that Apple pay implemented on it card payments.
my elderly father just went through something similar with Chase Bank. Three withdrawals in a row totaling roughly $2700. Unfortunately the bank did not notify him immediately and he does not check his account frequently. Long story short, by the time he realized what had transpired that bank advised him that there was nothing that they could or would do for him because he had not contacted them within a 30 day window. yes he should have monitored his account more closely but how is it that someone can go to a bank and withdraw cash directly from the teller? They would need a debit card and an ID. We asked if we could see footage of the individual but were told that they would not provide that and case was closed. A police report has been filed but highly unlikely that he will ever see a refund.
No Bueno success in your recovery
Cash is king
A cost of doing business,is international and I guarantee you the crime is not punished in any meaningful way.
Sounds like your computer was hacked, install AV software, then consider factory reseting your laptop and other electronic devices. The fact the locations were all over the world, suggests hackers sold your CC on the blackmarket
So sorry Happy New Year🌏🛰
I don't use my physical card for most any purchase anymore, even ATMs. I use Apple Wallet touch to pay, even our Chase ATM allows this now. I wonder if this is how the scammers are doing it?
Use credit cards for everything if they steal that they are stealing cc money. Debit is your money
Your next video to your 600k subs will be explaining how to avoid your mistake and avoid this from happening.
(To be clear, cuz you seem to be on the spectrum, credit card theft is going to happen, Reguardless. It won't touch your personal account cuz you won't use your atm card.)
Are your location services turned on in your settings on phone with your credit card account. Companies use this to detect fraud on your account and clearly see when your card is being used at a location you are not physically at
Weird shit going on someone got ur details online.
This happened to me in Japan last year and Chase overnighted a new card to me to Tokyo free of charge. As far as I know Chase is the only one that does not charge for this but Capital One should also do it for a nominal charge, no need to come back to the US just for this.
Also a few pointers to avoid fraud – Wells Fargo is the worst bank, just leave them, they are horrendous. Get a Schwab account, not only will you not have foreign ATM fees, the Schwab checking debit card can be locked. I've been using Schwab for the last 20 years no issues. I unlock my card, withdraw cash, then lock it back which makes any skimming impossible.
As for Capital One, I use them too, i've started to exclusively use Capital One's Virtual card system which enables you to lock the cards. Once I use it online, I lock them back up so they are completely secure.
In addition, always try to use Tap to pay, I use Google Pay which is not susceptible to skimming as it is encrypted. I never use my card in any other way, always through my phone using GPay.
Also, never keep so much money in your primary account that you withdraw. I have a 2 phase system where the bulk of my money sits in a savings account the details of which I never share to anyone. I only keep a few hundred in my checking.
Sorry to hear about your situation and hope it gets resolved soon. Also if Wells Fargo does not co-operate file a complaint with the CFPB and/or FTC, they will eventually comply if you file a complaint.
Sorry to hear that. I woke up 26 Dec 2024 with a text from one of my credit card companies asked if I made a $2,400+ purchase of video games in Hong Kong, I was in California at the time, never been to Hong Kong. Luckily being just a credit card I was not responsible for the charges. I only use my WISE or Charles Schwab Banking cards for any cash withdrawals and credit cards only on purchases. I never use my actual bank Debit Cards tied to my checking or savings accounts. Safe Travels.
If you use a card at a dodgy store, they can access your information and criminals can then clone your card.
It can also be done by a dummy ATM – they get everything that way, including your PIN — have you used an ATM that didn't provide cash , but accepted your PIN ?
Dummy ATM's are used by organised criminal gangs in tourist spots and it's sophisticated – usually they withdraw the max amount each day, every day, when they have cloned your card.
From what you have said, I think your card was cloned from a dummy ATM.
It’s happened to me twice over the course of my travels – once in Abu Dhabi, and once in Morocco – each time, the fraudulent activity being traced to Sri Lanka. Another time, a check in clerk at a hotel in Edmonton, AB used my card to order himself pizza (it was a brand new card so I knew it was him). My bank refunded me in full in all of these cases. There’s not much banks can do when it comes to skimmers – somewhere along the way, your card details were taken, and they just make a duplicate card, even from thousands of miles from where you are. What I do these days is keep my ATM card-linked account empty. If I need money, I transfer into that account as needed, then do the withdrawal. They can’t steal what they can’t access! Very easy to copy the card info onto a dummy card, unfortunately, so it’s a constant liability. The info can be sold on the dark web, and a copy made by any scammer who buys the details, no matter where they are in the world – even countries you’ve never visited. Sorry that this happened to you man.
Sorry to hear you got scammed but Notifications, Notifcations, Notifications! I have a CapOne card and I have it set to immediately send me a popup the moment a transaction occurs. Same with your Bank. Actually, Especially with your Bank! Tough lesson but you need to implement some new monitoring protocols partcularly with your travel.
Sorry to hear that and we were amazed someone so savvy as you and hope you will get wells Fargo to cough up.😮